Our Travel Insurance Products
We offer a number of excellent products (two exclusive to TIO), which provide world-wide coverage, competitive rates, deluxe benefits, specialty coverage options. All policies include a minimum of $5 million coverage, per person, for medical emergencies at no extra cost.
Our Travel Insurance Plans
![Beach Waves](https://static.wixstatic.com/media/11062b_2fb50cba2c1b449b97689e58dc2f7968~mv2.jpg/v1/fill/w_501,h_285,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/11062b_2fb50cba2c1b449b97689e58dc2f7968~mv2.jpg)
Excellent
Customer Service
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Access to live agents:
No phone menus or buttons to press - you simply speak with a live agent!
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No administration fees or service charges:
You will never pay extra for our services.
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Guaranteed same-day service:
All documentation is mailed the same day we get your application.
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Safe, secure, user-friendly website:
Get a quote, make a deposit/purchase, download documents, and more!
![Pineapple Couple (L).jpg](https://static.wixstatic.com/media/f4cb46_f976a2e695cc43ccbc4aabc8fa3ae2dd~mv2_d_5760_3840_s_4_2.jpg/v1/fill/w_876,h_584,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/f4cb46_f976a2e695cc43ccbc4aabc8fa3ae2dd~mv2_d_5760_3840_s_4_2.jpg)
Why Choose TIO?
Best Refund Policy in Canada
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'No Questions Asked' policy:
Cancel for any reason prior to travel and get a full refund.
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Full refund for any unused days:
If you are claims-free, you will get a full refund for any unused days of coverage.
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No minimum refunds:
There are no limitations on refunds, you get every penny back - even just one day!
Experts in Our Industry
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Longevity: Over the past 30 years, we have insured hundreds of thousands of travelling Canadians.
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Experience: Our agents are licensed, meticulously trained, and have up to 30 years of experience helping travellers
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Choice:
We offer a range of products including our two exclusive products, Travellers Choice & T.I.M.E
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Benefits:
Our products offer deluxe coverage & benefits not found in some “snowbird” plans.