Proudly founded, owned, and operated in Canada since 1991
Canadian Through & Through, From
EH TO ZED
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Our Travel Insurance Products & Plans
We offer a number of excellent products (two exclusive to TIO), which provide world-wide coverage, competitive rates, deluxe benefits, and specialty coverage options. All policies include a minimum of $5 million coverage, per person, for medical emergencies at no extra cost.
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Excellent
Customer Service
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Access to live agents:
No phone menus or buttons to press - you simply speak with a live agent!
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No administration fees or service charges:
You will never pay extra for our services.
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Guaranteed same-day service:
All documentation is mailed the same day we get your application.
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Safe, secure, user-friendly website:
Get a quote, make a deposit/purchase, download documents, and more!
Why Choose TIO?
Best Refund Policy in Canada
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'No Questions Asked' policy:
Cancel for any reason prior to travel and get a full refund.
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Full refund for any unused days:
If you are claims-free, you will get a full refund for any unused days of coverage.
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No minimum refunds:
There are no limitations on refunds, you get every penny back - even just one day!
Experts in Our Industry
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Longevity: Over the past 30 years, we have insured hundreds of thousands of travelling Canadians.
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Experience: Our agents are licensed, meticulously trained, and have up to 30 years of experience helping travellers
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Choice:
We offer a range of products including our two exclusive products, Travellers Choice & T.I.M.E
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Benefits:
Our products offer deluxe coverage & benefits not found in some “snowbird” plans.