TIO Travel Insurance Products
Early Bird Discounts: Save up to 15% on our Exclusive Products
A fully refundable $50 deposit (per trip) locks in Early Bird Discounts and rates.
Deadline: September 28, 2023
Completed application and balance due prior to travel.
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TIO Exclusive Product
Underwritten by
Zurich Insurance Company Ltd.
Early Bird Discount
Ages 0-75 → Save 10%
Ages 76-89 → Save 15%
Deadline: September 28, 2023
$5 million coverage for medical emergencies including COVID-19
You are covered for COVID-19 whether you are vaccinated or unvaccinated, even while a travel advisory is in effect.
Risk Free: Cancel for any reason prior to travel
and get a full refund
Covers pre-existing medical conditions that have been stable in the 90 days prior to travel
$99 US deductible
(save up to 50% by selecting a higher deductible)
Retiree plans with $500,000 or more get $5 million in coverage beginning on your departure date when you top-up with 30 days or more of coverage
TIO Exclusive Product
Underwritten by
Industrial Alliance Insurance and Financial Services Inc.
Early Bird Discount
Save 10%
Deadline: September 28, 2023
$5 million coverage for medical emergencies including COVID-19
You are covered for COVID-19 regardless of vaccination status, for policies purchased as of October 4, 2022
Risk Free: Cancel for any reason prior to travel
and get a full refund
Additional benefits included with your retiree plans
Daily rates allow you to pay for the exact number of days you require
Some of the lowest rates in Canada for persons with pre-existing medical conditions such as Diabetes, Cancer, Gastrointestinal issues and some lung conditions
Special coverage available for retiree plans
Underwritten by
Industrial Alliance Insurance and Financial Services Inc.
$10 million coverage for medical emergencies including COVID-19
Offers Trip Cancellation, Trip Interruption, and Baggage Coverage available
Offers coverage for pre-existing medical conditions that have been stable 7 days prior to travel
Some of the lowest rates for persons age 40 and under
Includes TuGo 'MyFlyt' which offers the choice of an airport lounge pass or cash payout when your flight is delayed by 2 or more hours
TuGo
