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TIO Travel Insurance Products

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Winter Discount
All Ages → Save 10% 

Deadline: February 29, 2024

TIO Exclusive Product

Underwritten by Zurich Insurance Company Ltd.

$5 million coverage for medical emergencies including COVID-19. Must be vaccinated for Cruise coverage. 

Risk Free: Cancel for any reason prior to travel
and get a full refund

Covers pre-existing medical conditions that have been stable in the 90 days prior to travel

$99 US deductible
(save up to 50% by selecting a higher deductible)

Retiree plans with $500,000 or more get $5 million in coverage beginning on your departure date when you top-up with 30 days or more of coverage

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TIO Exclusive Product

Underwritten by Industrial Alliance Insurance and Financial Services Inc.

$5 million coverage for medical emergencies including COVID-19 

Risk Free: Cancel for any reason prior to travel
and get a full refund

Additional benefits included with your retiree plans 

Daily rates allow you to pay for the exact number of days you require

Some of the lowest rates in Canada for persons with pre-existing medical conditions such as Diabetes, Cancer, Gastrointestinal issues and some lung conditions

Special coverage available for retiree plans

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Underwritten by
Industrial Alliance Insurance and Financial Services Inc.

$10 million coverage for medical emergencies including COVID-19 

Offers Trip Cancellation, Trip Interruption, and Baggage Coverage available

Offers coverage for pre-existing medical conditions that have been stable 7 days prior to travel

Some of the lowest rates for persons age 40 and under

Includes TuGo 'MyFlyt' which offers the choice of an airport lounge pass or cash payout when your flight is delayed by 2 or more hours


TuGo

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Underwritten by
Blue Cross Ontario

$5 million coverage for medical emergencies including COVID-19 

Blue Cross is only available in Ontario, Quebec, and the Atlantic Provinces

Excellent coverage for persons with multiple pre-existing conditions that are stable in the 6 months prior to travel

Includes 'Flight Delay Service,' which provides a range of benefits if your flight is delayed, including compensation or free access to an airport lounge or a hotel room for long delays


Blue Cross

TIO Travel Insurance Plans

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Family Plans

Beach Vacation

Trip Cancellation
Trip Interruption

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Student Plans

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Visitors to Canada

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