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TIO Travel Insurance Products & Plans

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Travellers Choice

As the name suggests, Travellers Choice is, the avid traveller's choice. This is an exclusive product only available from Travel Insurance Office Inc. (TIO). Underwritten by the Manufacturers Life Insurance Company (Manulife), it offers $5 million USD coverage, per person, for medical emergencies. Travellers Choice is available for persons age 0-89 and has some of the lowest rates in Canada for persons in excellent health or those below age 76. For those with pre-existing conditions, pre-existing medical conditions are covered if they have been stable for 90 days prior to travel. With Travellers Choice you get to enjoy deluxe benefits like land & air ambulance services, special options for retiree plans, optional deductibles that help you save on the premium, and more! Thinking about taking multiple trips this year? Travellers Choice is available for single trips OR multi-trip plans. With a Multi-trip Annual Plan, you have the luxury of paying once and the freedom to travel multiple times for a whole year!  View the product details, documents, and learn more about the features by clicking the 'View Product Details' button.

Fall Discount Extended: Save 10%

  • Deadline: January 31, 2025

  • Full refund if you cancel for any reason. Balance due prior to travel

Plan Maximum

  • $5 million USD per person per claim

Who is Eligible

  • Persons ages 0-89

  • Persons with pre-existing medical conditions if stable for 90 days prior to travel

  • All persons must meet the eligibility requirements 
    > View application <

Coverage Available

  • Single Trip Plan

  • Multi-trip Annual Plan

  • Family Plan

  • Top-up coverage for existing plans/policies

Features 

  • Deluxe emergency benefits 

  • World-wide coverage

  • 24/7 emergency assistance 

  • Bonus coverage for retiree plan

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