TIO Travel Insurance Products

NEW Fall Discounts: Save 15% - 25%

A fully refundable $50 deposit (per trip) locks in the Fall Discounts and rates
Completed application and balance due two weeks prior to travel. 
Deadline: December 22, 2021

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TIO Exclusive Product + COVID-19 Coverage
Underwritten by
Zurich Insurance Company Ltd.

Includes $5 million coverage (per person) for COVID-19 medical emergencies

FallDiscount - Save up to 25%
Ages   0-75 → Save 20% 
Ages 76-89 → Save 25%

Risk Free: Cancel for any reason prior to travel
and get a full refund

Covers pre-existing medical conditions that have been stable in the 90 days prior to travel

$99 US deductible
(save up to 50% by selecting a higher deductible)

Retiree plans with $500,000 or more get $5 million in coverage beginning on your departure date when you top-up with 30 days or more of coverage

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TIO Exclusive Product + COVID-19 Coverage
Underwritten by
Industrial Alliance Insurance and Financial Services Inc.

Includes $5 million coverage (per person) for COVID-19 medical emergencies, if you have been vaccinated

Fall Discount - Save 15%

Risk Free: Cancel for any reason prior to travel
and get a full refund

Additonal benefits included with your retiree plans 

Daily rates allow you to pay for the exact number of days you require

Some of the lowest rates in Canada for persons with pre-existing medical conditions such as Diabetes, Cancer, Gastrointestinal issues and some lung conditions

Special coverage available for retiree plans

Travel Insurance Made Easy

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COVID-19 Coverage
Underwritten by
Industrial Alliance Insurance and Financial Services Inc.

Includes coverage for COVID-19 if you have been vaccinated

Annual Plan Special: Get 15 months of coverage for the price of 12 months = a 25% value!

Offers Trip Cancellation & Trip Interruption Insurance, as well as, Baggage Coverage

Offers coverage for pre-existing medical conditions that have been stable 7 days prior to travel

Some of the lowest rates for persons age 40 and under

Includes TuGo 'MyFlyt' which offers the choice of an airport lounge pass or cash payout when your flight is delayed by 2 or more hours


TuGo

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COVID-19 Coverage
Underwritten by Blue Cross Ontario

Includes coverage for COVID-19 even if there is a travel advisory in effect.

Blue Cross is available in Ontario, Quebec, and the Atlantic Provinces

Excellent coverage for persons with multiple pre-existing conditions that are stable in the 6 months prior to travel

Includes 'Serenity Service,' which provides a range of benefits if your flight is delayed, including compensation or free access to an airport lounge or a hotel room for long delays


Blue Cross

TIO Travel Insurance Plans

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Visitors to Canada

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Family

Plans

Dental Tools in Pocket

Health & Dental
Plan

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Student

Plan