Visitors to Canada
Planning to visit Canada? Have family coming to stay? Applying for a Super Visa? Step one is securing Visitors to Canada insurance.
Unexpected illness or injury can happen to anyone, and the medical expenses that come with them can add an unwelcome worry. When you're here to visit, explore and make memories, the last thing you want to worry about is the unexpected.
Canadian insurance. Expert advice. Peace of mind.
Why You Need Health Insurance in Canada
Visitors to Canada health insurance helps protect you from unexpected medical expenses while you’re in Canada. Whether you’re visiting family, immigrating to Canada, applying for a Super Visa, or returning to Canada while waiting for provincial health insurance coverage, having the right protection in place can help you focus on your time here, not the cost of an unexpected illness or injury.
Visitors to Canada are generally not covered by Canada’s provincial health insurance plans, and the Government of Canada does not pay for hospital or medical services for visitors.
.jpg)
Which Plan Is Right For You?
Overview
-
Coverage limits:
-
For visitors 30 days to 85 years of age:
$15,000, $25,000, $50,000 or $100,000 -
For visitors 30 days to 69 years of age:
$15,000, $25,000, $50,000 or $100,000 $150,000
-
-
Deductible options:
-
Choose from $0 to $5,000 per emergency medical claim.
-
-
Coverage for pre-existing medical conditions
- Plan A - No coverage is provided for pre-existing medical conditions treated 180 days before the effective date
-
Plan B - Coverage is provided for pre-existing medical conditions if stable 180 days before the effective date.
-
24/7, 365-day multilingual emergency assistance
Deluxe Benefits
(included but not limited to)
-
Emergency Medical
-
Ambulance & Transportation
-
Paramedical Services
-
Emergency Travel Expenses
-
Bedside Benefit
-
Return of Children & Travel Companion
-
Hospital Allowance
-
Repatriation
Overview
-
Coverage limits:
-
$50,000, $100,000 or $150,000
-
-
Deductible options:
-
$0, $250, $500, $1,500, $2,500 or $5,000
-
-
Coverage available for pre-existing medical conditions, subject to the policy terms and stability requirements
-
Family coverage available
-
Coverage for eligible side trips outside Canada, excluding your country of residence
-
24/7, 365-day multilingual emergency assistance
Deluxe Benefits
(included but not limited to)
-
Emergency Medical
-
Transportation & Repatriation
-
Paramedical Services
-
Emergency Dental Care
-
Subsistence assistance, where eligible
-
Direct billing, when possible
- Coverage for COVID-19
-
Return of Children & Travel Companion
-
Hospital Allowance
Super Visa Applicants
Health insurance isn’t just a good idea, it’s a requirement.
Super Visa applicants must provide proof of private health insurance that is valid for at least one year from the date of entry to Canada and provides a minimum of $100,000 in emergency coverage, including health care, hospitalization and repatriation.
TIO can help you find Visitors to Canada insurance that meets the requirements for your Super Visa application while providing protection throughout your stay.
